Issuance of consumer loans in Bashkiria grew by 43% over year
And over the month – by 4%.
In August, residents of the Republic of Bashkortostan received 66.8 thousand cash loans with an average check of 185 thousand rubles, according to the United Credit Bureau. The UCB notes that the August issuance became a record for the current year. In the region, dynamics were +43% compared to August 2023 (46.6 thousand consumer loans) and +4% compared to July (64.24 thousand).
The average full cost of a loan a year ago was 32.2% with a key rate of 18%; now the FCL is 27.8% with a "key" of 14%.
But even the current growth cannot be compared with the situation two years ago: in August 2022, 85.5 thousand consumer loans were taken with an FCL of 29% (the key rate was also 18%, but it was being systematically raised at that time).
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