Сredit card market in Bashkiria showed no growth
In July, residents of the Republic of Bashkortostan received 39.23 thousand credit cards with an average limit of 113 thousand rubles.
While the number did not even grow by one hundred cards, the limit decreased (it was 117 thousand rubles), noted the United Credit Bureau.
In total, over seven months, the region issued 261.46 thousand new credit cards with a total limit of 28.42 billion rubles.
The full cost of credit for credit cards: 50.6% in July, 50.5% in June (servicing is very expensive because credit cards are issued without collateral; on the other hand, there is an interest-free period, which clients try to stay within).
Expert conclusion: the credit card market continues to stagnate. On the one hand, bank conditions are strict, and on the other, people prefer more economical behavior.
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