20:39 (UTC+5), 28 Июля 2026

Bank of Russia has tightened issuance of consumer loans

Photo: Andrey Starostin | Bashinform
Tatyana Aksyutina

The Bank of Russia has tightened the values of macroprudential limits for unsecured consumer loans and non-purpose consumer loans secured by a vehicle or real estate for the fourth quarter of 2026. This concerns the provision of funds to borrowers with a high debt burden who spend more than half of their income on loan servicing.

The availability of auto loans will not change because banks are already complying with the new restrictions to some extent, the regulator's press service explained.

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