Bashkiria residents have become more active in taking out consumer loans
Issuance in July jumped by 15%, and volumes grew by 21%.
Residents of Bashkiria received 46.2 thousand non-targeted loans in July for a total of 7.91 billion rubles. The average bill was 171 thousand rubles, and the average term was 29 months (2 months more than in June).
In June, 40.26 thousand consumer loans were issued in the region, 34.26 thousand in May, 36.55 thousand in April.
At the same time, the average full cost of the loan in July was 32.6%, in June 33.8%, and in May 34.5%. The maximum cost of servicing consumer loans was recorded at the beginning of the year: 36.7%.
Recall that in June the regulator reduced the key rate to 20%, and in mid-July to 18%. Even these small steps contributed to the revival in the lending segment. For example, the issuance of car loans increased by 13% in a month.
Author: Elina Akhmetova
www.bashinform.ru
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