Car loan market recovering in Bashkiria

There is a revival in the car loan market in Bashkiria, although the decline dynamics remain significant. The volume of loans in the first half of 2025 in the region amounted to 19.3 billion rubles, 49% less than the volume in the first half of 2024 (37.9 billion), according to the NBKI.

Experts explain that this is a consequence of the growth of rates and the recycling fee in the second half of 2024. In addition, the conditions for obtaining car loans have become more stringent - citizens with a high debt burden were practically not issued them.

But in April-June, issuance perked up and added 25% to the results of the first quarter: I - 7.57 thousand, II - 9.46 thousand car loans.

The average loan size for a car in June in the region was 1.2 million rubles (in May - 1.14 million rubles).

According to OKB, in June, residents of Bashkiria received 3.73 thousand car loans for 4.65 million rubles.

Author: Elina Akhmetova