More than half of mortgages were issued to preferential programs in Bashkiria

63% of mortgages issued in May to residents of Bashkiria are under preferential programs. In money, preferential agreements accounted for 82%, according to the United Credit Bureau.

In total, this amounts to 1,377 mortgages worth 6.83 billion rubles.

In April, 1,466 preferential mortgages were issued in the republic for 7.15 billion rubles (-6% in quantity and -4% in money).

The average monthly bill increased from 4.87 million rubles in April to 4.96 million rubles in May. The average contract term remained unchanged at 27 years and 7 months.

In December 2024, the average mortgage bill was 3.69 million rubles, with an average term of 23.5 years. In general, over the past year, mortgage issuance decreased by a third.

In the first quarter of this year, Bashkir IT specialists received 42 mortgages for 300 million rubles. In the region, IT specialists are given mortgages at 7% per annum. 6% is “gifted” to them by the national project “Data Economy”, and the republic added another 1%. As for mortgage lending in general, for example, during the period of January-April, the monetary volume of Bashkir mortgages decreased twofold compared to the same period last year.

Author: Elina Akhmetova