Small businesses in Bashkiria received 9.3 billion rubles

Tatyana Aksyutina

In 2023, thanks to guarantees from the regional Guarantee Fund, representatives of small and medium-sized businesses in Bashkiria received loans totaling 9.3 billion rubles to implement their projects. The volume of loans issued is 2.4 times more than in 2022. 348 regional businessmen took advantage of state support, concluding 457 surety agreements.

As of January 1, 2024, the amount of guarantee capital is 799.1 million rubles. The maximum guarantee amount within one transaction is 25 million rubles, and the total limit for SMEs is 50 million rubles. The guarantee size is no more than 70% of the loan amount. In addition, in 2023, the possibility of using installment plans to pay remuneration for SMEs included in the register of priority investment projects was introduced.

To take advantage of guarantee support, you must contact the partner organization with an application for a loan guaranteed by the Guarantee Fund. When a financial institution approves a loan, the documents are sent to the Guarantee Fund to decide on providing a guarantee. A tripartite guarantee agreement is concluded between the Guarantee Fund, the borrower, and the financial institution if the decision is positive.

Read about what financial support is available to entrepreneurs in Bashkiria in the Bashinform News Agency material.

Author: Laysan Zakirova

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