Loan debt of Russians grew by 22 percent over year - Accounts Chamber

IMPORT Сервисный

Overdue loan debt of Russians for more than 90 days as of September 1 of this year amounted to more than 1 trillion rubles. This is 22% more than a year earlier, and 5.3% more than on August 1 of this year. This was reported in the economic report of the Accounts Chamber of Russia with reference to the data of the Central Bank.

The report notes that the last time overdue debt above 1 trillion rubles was observed in November 2016.

The share of overdue debt in the total debt of individuals was 5.4% (5% a year earlier) versus 5.2% a month earlier.

According to the National Bureau of Credit Histories (NBCH), in August 2020, the average size of mortgage loans issued was 2.66 million rubles. Compared to the same period last year, the indicator increased by 11.8% (in August 2019 - 2.38 million rubles).

The most significant increase in the size of the loan was observed in Moscow (+ 16.8%); the average loan size here amounted to 5 million 663 thousand rubles (4 million 849 thousand rubles a year earlier). The growth in the size of the mortgage loan is generally in line with the growth in property prices over the past year. At the same time, the real disposable income of the population in the first half of the year decreased by 3.7%.

The total volume of credit debt of the population as of September 1 amounted to 18.8 trillion rubles, which is 1.9% higher than in the previous month, an increase of 13% in annual terms.

According to the Economic Development Audit Department of the Accounts Chamber of the Russian Federation, there are serious risks of an increase in overdue debt, especially in the context of a decrease in household income (in accordance with the September forecast of the Ministry of Economic Development of Russia, a decrease in real disposable income of the population in 2020 maybe 3%).

#debt #loan #increase

Join us for more and faster updates on our social media.:

Rubrics

Телефон

Office: +7(347) 250-05-07 Advertising office: +7(347) 250-11-11 Editors office: +7(347) 250-07-28 Cooperation: +7(347) 250-06-14

Эл. почта

inf@bashinform.ru

Адрес

450077, Ufa, Kirov street, 45

© 1992-2026 Bashinform News Agency JSC. Mass Media Registration Certificate No. TU 02-01609 dated September 25, 2017, issued by the Office of the Federal Service for Supervision of Communications, Information Technology and Mass Media for the Republic of Bashkortostan.

All information and content posted on the website www.bashinform.ru are protected by international and Russian copyright and related rights legislation. All reports by the Bashinform News Agency are intended for users over 18 years of age.

When reprinting or quoting, a reference to Bashinform News Agency is mandatory. For online publications and social media, a direct active hyperlink is required. Using the Bashinform News Agency logo for purposes not related to the agency when reprinting or quoting is permitted only with the written permission of JSC Bashinform News Agency.