Banking sector of Bashkiria: positive results, conservative forecasts

The banking system developed successfully in 2012, practically all main goals were achieved. The Chairman of the National Bank Rustem Mardanov reported the preliminary results of the year at the press conference on Thursday.

In particular, he marked considerable growth of economy crediting volumes.

“The republic essentially exceeds the Russian indicators on rates of credit activity,” Rustem Mardanov said.

Among achievements of 2012 activization of investment activity of banks was named. The growth rate of banking investments into economy, on preliminary data NB, is about 20 %. Projects in economy key industries, in particular, in fuel and energy complex, agriculture, woodwork and timber industry, mechanical engineering were actively financed. The volume of banking investments only in construction branch increased by 50 % (average across Russia indicator is about 10 %).

Rustem Mardanov noted also that earlier financial resources involved in the territory of Bashkortostan were invested, mainly, outside of the region, now balance is positive – plus 70 billion roubles.

The banking infrastructure developed in the region with priority rates in 2012.

“The quantity of banking offices in the territory of Bashkortostan grew by 8 %,” Rustem Mardanov marked. “As a whole over Russia the growth made 3 – 3,5 %.”

A single indicator set forth in the strategy, which appeared inexecutable in 2012 was volume of attracted means of the population. As of December 1, the volume of deposits of individuals made 190 billion roubles.

The Chairman of the National Bank makes conservative forecast for 2013. The uneasy situation in the American market and unresolved problems in the Eurozone will affect the Russian banking sector too.

“We think that rates of crediting growth will be lower than this year,” Rustem Mardanov said. “The forecast of social and economic development in Russia, and in the republic provides rather lower rates of growth. This is a consequence of the situation in the global markets. We consider that consumer crediting will develop with higher rates. Particularly, we expect growth of mortgage crediting.”